Call reports 2017
GWINNETT COMMUNITY BANK — 2017
What GWINNETT COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 312,582,000 | 296,779,000 | 280,453,000 | 277,961,000 |
| Total loans | 170,102,000 | 165,610,000 | 156,502,000 | 153,868,000 |
| Allowance for loan losses | 2,870,000 | 2,408,000 | 2,054,000 | 2,067,000 |
| Securities available for sale | 78,130,000 | 71,096,000 | 67,768,000 | 53,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,347,000 | 273,261,000 | 256,830,000 | 255,060,000 |
| Interest-bearing deposits | 253,247,000 | 235,976,000 | 216,447,000 | 217,626,000 |
| Noninterest-bearing deposits | 37,100,000 | 37,285,000 | 40,383,000 | 37,434,000 |
| Equity capital | 6,337,000 | 7,590,000 | 7,628,000 | 7,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,258,000 | 7,779,000 | 10,279,000 |
| Interest expense | 731,000 | 1,421,000 | 2,047,000 | 2,647,000 |
| Net interest income | 1,956,000 | 3,837,000 | 5,732,000 | 7,632,000 |
| Noninterest income | 154,000 | 21,000 | 169,000 | 514,000 |
| Noninterest expense | 2,015,000 | 3,853,000 | 5,728,000 | 7,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 372,000 | 541,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 372,000 | 541,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,965,000 | 8,247,000 | 8,406,000 | 8,586,000 |
| Total capital | 10,738,000 | 10,655,000 | 10,460,000 | 10,653,000 |
| Risk-weighted assets | 221,715,000 | 212,232,000 | 199,898,000 | 190,283,000 |