Call reports 2006
GWINNETT COMMUNITY BANK — 2006
What GWINNETT COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 322,656,000 | 328,162,000 | 338,123,000 | 360,509,000 |
| Total loans | 243,446,000 | 246,278,000 | 254,037,000 | 266,008,000 |
| Allowance for loan losses | 2,928,000 | 2,952,000 | 3,014,000 | 3,060,000 |
| Securities available for sale | 46,766,000 | 47,218,000 | 51,783,000 | 55,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,985,000 | 298,628,000 | 306,990,000 | 327,051,000 |
| Interest-bearing deposits | 263,214,000 | 266,809,000 | 275,442,000 | 288,545,000 |
| Noninterest-bearing deposits | 30,771,000 | 31,819,000 | 31,548,000 | 38,506,000 |
| Equity capital | 26,689,000 | 27,318,000 | 28,827,000 | 30,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,576,000 | 11,554,000 | 17,917,000 | 24,631,000 |
| Interest expense | 2,390,000 | 5,123,000 | 8,159,000 | 11,465,000 |
| Net interest income | 3,186,000 | 6,431,000 | 9,758,000 | 13,166,000 |
| Noninterest income | 151,000 | 372,000 | 599,000 | 963,000 |
| Noninterest expense | 1,601,000 | 3,258,000 | 4,951,000 | 6,726,000 |
| Provision for loan losses | 160,000 | 185,000 | 210,000 | 307,000 |
| Pretax income | 1,577,000 | 3,361,000 | 5,197,000 | 7,098,000 |
| Income tax | 553,000 | 1,182,000 | 1,764,000 | 2,380,000 |
| Net income | 1,024,000 | 2,179,000 | 3,433,000 | 4,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,127,000 | 27,984,000 | 29,178,000 | 30,377,000 |
| Total capital | 30,055,000 | 30,936,000 | 32,192,000 | 33,437,000 |
| Risk-weighted assets | 266,687,000 | 276,323,000 | 282,732,000 | 296,331,000 |
Machine access — free, no API key
Every figure shown here about GWINNETT COMMUNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.