Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,164,386,000 | 1,137,975,000 |
| Total loans | 629,474,000 | 636,870,000 |
| Allowance for loan losses | 7,800,000 | 7,967,000 |
| Securities available for sale | 265,789,000 | 271,120,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,034,963,000 | 1,006,124,000 |
| Interest-bearing deposits | 796,324,000 | 755,588,000 |
| Noninterest-bearing deposits | 238,639,000 | 250,536,000 |
| Equity capital | 119,554,000 | 122,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,954,000 | 28,203,000 |
| Interest expense | 2,908,000 | 5,750,000 |
| Net interest income | 11,046,000 | 22,453,000 |
| Noninterest income | 2,010,000 | 4,136,000 |
| Noninterest expense | 8,224,000 | 17,036,000 |
| Provision for loan losses | 388,000 | 611,000 |
| Pretax income | 4,444,000 | 8,942,000 |
| Income tax | 1,133,000 | 1,904,000 |
| Net income | 3,311,000 | 7,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 108,768,000 | 111,888,000 |
| Total capital | 116,787,000 | 119,963,000 |
| Risk-weighted assets | 641,203,000 | 645,550,000 |
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