Call reports 2015
FARMINGTON STATE BANK — 2015
What FARMINGTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 11,101,000 | 10,656,000 | 10,164,000 | 10,720,000 |
| Total loans | 4,623,000 | 5,944,000 | 5,503,000 | 4,749,000 |
| Allowance for loan losses | 79,000 | 80,000 | 81,000 | 82,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 163,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,515,000 | 9,058,000 | 8,534,000 | 9,115,000 |
| Interest-bearing deposits | 8,140,000 | 7,746,000 | 7,128,000 | 7,068,000 |
| Noninterest-bearing deposits | 1,375,000 | 1,312,000 | 1,406,000 | 2,047,000 |
| Equity capital | 1,583,000 | 1,597,000 | 1,627,000 | 1,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 80,000 | 168,000 | 277,000 | 361,000 |
| Interest expense | 6,000 | 12,000 | 15,000 | 19,000 |
| Net interest income | 74,000 | 156,000 | 262,000 | 342,000 |
| Noninterest income | 2,000 | 2,000 | 4,000 | 5,000 |
| Noninterest expense | 74,000 | 142,000 | 216,000 | 293,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | 1,000 | 14,000 | 47,000 | 50,000 |
| Income tax | 0 | 0 | 4,000 | 3,000 |
| Net income | 1,000 | 14,000 | 43,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,583,000 | 1,597,000 | 1,627,000 | 1,601,000 |
| Total capital | 1,660,000 | 1,675,000 | 1,708,000 | 1,680,000 |
| Risk-weighted assets | 6,228,000 | 6,818,000 | 6,619,000 | 6,303,000 |