Call reports 2024
KENTLAND BANK — 2024
What KENTLAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 365,672,000 | 367,740,000 | 396,783,000 | 379,263,000 |
| Total loans | 204,790,000 | 216,970,000 | 239,350,000 | 230,470,000 |
| Allowance for loan losses | 2,671,000 | 2,716,000 | 2,869,000 | 3,270,000 |
| Securities available for sale | 123,147,000 | 121,364,000 | 120,051,000 | 111,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,439,000 | 289,114,000 | 302,308,000 | 300,220,000 |
| Interest-bearing deposits | 216,768,000 | 217,547,000 | 227,084,000 | 227,388,000 |
| Noninterest-bearing deposits | 72,671,000 | 71,567,000 | 75,224,000 | 72,832,000 |
| Equity capital | 39,785,000 | 40,104,000 | 43,644,000 | 40,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,611,000 | 9,423,000 | 14,809,000 | 20,183,000 |
| Interest expense | 1,363,000 | 2,968,000 | 4,862,000 | 6,733,000 |
| Net interest income | 3,248,000 | 6,455,000 | 9,947,000 | 13,450,000 |
| Noninterest income | 325,000 | 748,000 | 1,087,000 | 1,415,000 |
| Noninterest expense | 2,194,000 | 4,481,000 | 6,752,000 | 8,995,000 |
| Provision for loan losses | 51,000 | 102,000 | 258,000 | 664,000 |
| Pretax income | 1,328,000 | 2,604,000 | 4,008,000 | 5,190,000 |
| Income tax | 223,000 | 446,000 | 677,000 | 858,000 |
| Net income | 1,105,000 | 2,158,000 | 3,331,000 | 4,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,800,000 | 47,612,000 | 48,785,000 | 46,836,000 |