Call reports 2023
KENTLAND BANK — 2023
What KENTLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 345,853,000 | 354,353,000 | 347,593,000 | 360,006,000 |
| Total loans | 183,631,000 | 188,436,000 | 195,781,000 | 202,285,000 |
| Allowance for loan losses | 2,553,000 | 2,518,000 | 2,603,000 | 2,624,000 |
| Securities available for sale | 131,225,000 | 128,942,000 | 118,970,000 | 123,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,186,000 | 301,326,000 | 294,283,000 | 286,366,000 |
| Interest-bearing deposits | 197,434,000 | 196,955,000 | 190,011,000 | 187,057,000 |
| Noninterest-bearing deposits | 99,752,000 | 104,371,000 | 104,272,000 | 99,309,000 |
| Equity capital | 36,570,000 | 36,778,000 | 34,673,000 | 39,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,654,000 | 7,614,000 | 11,816,000 | 16,249,000 |
| Interest expense | 563,000 | 1,377,000 | 2,323,000 | 3,410,000 |
| Net interest income | 3,091,000 | 6,237,000 | 9,493,000 | 12,839,000 |
| Noninterest income | 321,000 | 706,000 | 1,093,000 | 1,432,000 |
| Noninterest expense | 2,248,000 | 4,283,000 | 6,477,000 | 8,648,000 |
| Provision for loan losses | 21,000 | 41,000 | 55,000 | 92,000 |
| Pretax income | 1,151,000 | 2,627,000 | 4,062,000 | 5,580,000 |
| Income tax | 162,000 | 396,000 | 620,000 | 865,000 |
| Net income | 989,000 | 2,231,000 | 3,442,000 | 4,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,675,000 | 44,718,000 | 45,928,000 | 45,695,000 |
| Total capital | 46,228,000 | — | — | — |
| Risk-weighted assets | 244,706,000 | — | — | — |