Call reports 2022
KENTLAND BANK — 2022
What KENTLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 357,025,000 | 344,459,000 | 329,351,000 | 340,251,000 |
| Total loans | 155,499,000 | 161,117,000 | 165,360,000 | 174,500,000 |
| Allowance for loan losses | 1,705,000 | 1,714,000 | 1,727,000 | 1,619,000 |
| Securities available for sale | 97,025,000 | 114,163,000 | 128,929,000 | 134,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,518,000 | 307,072,000 | 294,947,000 | 288,707,000 |
| Interest-bearing deposits | 213,061,000 | 202,458,000 | 196,746,000 | 187,099,000 |
| Noninterest-bearing deposits | 102,457,000 | 104,614,000 | 98,201,000 | 101,608,000 |
| Equity capital | 40,895,000 | 36,238,000 | 33,437,000 | 34,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,583,000 | 5,360,000 | 8,551,000 | 11,947,000 |
| Interest expense | 190,000 | 345,000 | 501,000 | 783,000 |
| Net interest income | 2,393,000 | 5,015,000 | 8,050,000 | 11,164,000 |
| Noninterest income | 615,000 | 1,001,000 | 1,354,000 | 1,716,000 |
| Noninterest expense | 2,022,000 | 4,311,000 | 6,553,000 | 8,824,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | -51,000 |
| Pretax income | 968,000 | 1,669,000 | 2,797,000 | 4,107,000 |
| Income tax | 125,000 | 195,000 | 356,000 | 552,000 |
| Net income | 843,000 | 1,474,000 | 2,441,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,305,000 | 44,125,000 | 45,092,000 | 43,606,000 |
| Total capital | 47,010,000 | 45,839,000 | 46,819,000 | 45,225,000 |
| Risk-weighted assets | 225,474,000 | 214,159,000 | 247,903,000 | 238,630,000 |