Call reports 2021
KENTLAND BANK — 2021
What KENTLAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 351,768,000 | 346,095,000 | 355,454,000 | 354,305,000 |
| Total loans | 163,946,000 | 167,350,000 | 162,816,000 | 163,610,000 |
| Allowance for loan losses | 2,123,000 | 2,100,000 | 2,102,000 | 1,693,000 |
| Securities available for sale | 94,928,000 | 95,990,000 | 94,963,000 | 96,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,971,000 | 287,431,000 | 297,087,000 | 294,482,000 |
| Interest-bearing deposits | 201,784,000 | 196,038,000 | 199,241,000 | 198,874,000 |
| Noninterest-bearing deposits | 92,187,000 | 91,393,000 | 97,846,000 | 95,608,000 |
| Equity capital | 46,838,000 | 47,452,000 | 47,728,000 | 46,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,702,000 | 8,509,000 | 11,402,000 |
| Interest expense | 236,000 | 450,000 | 652,000 | 850,000 |
| Net interest income | 2,668,000 | 5,252,000 | 7,857,000 | 10,552,000 |
| Noninterest income | 346,000 | 768,000 | 1,172,000 | 1,587,000 |
| Noninterest expense | 1,895,000 | 4,037,000 | 6,086,000 | 8,304,000 |
| Provision for loan losses | 51,000 | 57,000 | 63,000 | -349,000 |
| Pretax income | 1,068,000 | 1,926,000 | 2,880,000 | 4,184,000 |
| Income tax | 143,000 | 243,000 | 363,000 | 560,000 |
| Net income | 925,000 | 1,683,000 | 2,517,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,747,000 | 45,076,000 | 45,910,000 | 44,461,000 |
| Total capital | 46,870,000 | 47,176,000 | 48,012,000 | 46,154,000 |
| Risk-weighted assets | 225,066,000 | 224,283,000 | 227,525,000 | 233,962,000 |