Call reports 2020
KENTLAND BANK — 2020
What KENTLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 305,832,000 | 330,528,000 | 322,783,000 | 332,788,000 |
| Total loans | 171,892,000 | 179,917,000 | 176,817,000 | 172,828,000 |
| Allowance for loan losses | 2,017,000 | 2,116,000 | 2,207,000 | 2,067,000 |
| Securities available for sale | 92,385,000 | 93,189,000 | 92,072,000 | 95,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,385,000 | 271,128,000 | 262,762,000 | 271,470,000 |
| Interest-bearing deposits | 178,690,000 | 184,610,000 | 177,741,000 | 183,204,000 |
| Noninterest-bearing deposits | 69,695,000 | 86,518,000 | 85,021,000 | 88,266,000 |
| Equity capital | 45,929,000 | 47,140,000 | 48,128,000 | 46,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,180,000 | 6,107,000 | 8,992,000 | 12,127,000 |
| Interest expense | 361,000 | 679,000 | 945,000 | 1,191,000 |
| Net interest income | 2,819,000 | 5,428,000 | 8,047,000 | 10,936,000 |
| Noninterest income | 362,000 | 837,000 | 1,298,000 | 1,564,000 |
| Noninterest expense | 1,902,000 | 3,979,000 | 5,912,000 | 8,053,000 |
| Provision for loan losses | 51,000 | 147,000 | 243,000 | 139,000 |
| Pretax income | 1,225,000 | 2,136,000 | 3,187,000 | 4,305,000 |
| Income tax | 193,000 | 314,000 | 460,000 | 616,000 |
| Net income | 1,032,000 | 1,822,000 | 2,727,000 | 3,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,896,000 | 44,385,000 | 45,290,000 | 43,823,000 |
| Total capital | 45,913,000 | 46,501,000 | 47,497,000 | 45,890,000 |
| Risk-weighted assets | 229,893,000 | 234,733,000 | 227,710,000 | 230,809,000 |