Call reports 2019
KENTLAND BANK — 2019
What KENTLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,681,000 | 311,399,000 | 306,108,000 | 301,003,000 |
| Total loans | 173,023,000 | 173,569,000 | 173,188,000 | 177,139,000 |
| Allowance for loan losses | 1,959,000 | 1,970,000 | 2,008,000 | 1,972,000 |
| Securities available for sale | 93,357,000 | 94,791,000 | 92,676,000 | 89,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,362,000 | 258,601,000 | 253,417,000 | 247,446,000 |
| Interest-bearing deposits | 191,019,000 | 189,545,000 | 185,335,000 | 175,163,000 |
| Noninterest-bearing deposits | 64,343,000 | 69,056,000 | 68,082,000 | 72,283,000 |
| Equity capital | 43,918,000 | 44,260,000 | 45,703,000 | 44,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,458,000 | 6,958,000 | 10,477,000 | 13,857,000 |
| Interest expense | 420,000 | 855,000 | 1,294,000 | 1,685,000 |
| Net interest income | 3,038,000 | 6,103,000 | 9,183,000 | 12,172,000 |
| Noninterest income | 500,000 | 907,000 | 1,318,000 | 1,605,000 |
| Noninterest expense | 1,905,000 | 4,084,000 | 6,056,000 | 7,894,000 |
| Provision for loan losses | 48,000 | 96,000 | 146,000 | 329,000 |
| Pretax income | 1,592,000 | 2,871,000 | 4,330,000 | 5,585,000 |
| Income tax | 268,000 | 471,000 | 717,000 | 916,000 |
| Net income | 1,324,000 | 2,400,000 | 3,613,000 | 4,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,252,000 | 43,109,000 | 44,291,000 | 42,863,000 |
| Total capital | 45,211,000 | 45,079,000 | 46,299,000 | 44,835,000 |
| Risk-weighted assets | 226,326,000 | 227,153,000 | 226,215,000 | 235,196,000 |