Call reports 2018
KENTLAND BANK — 2018
What KENTLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 301,340,000 | 298,337,000 | 305,135,000 | 308,173,000 |
| Total loans | 170,887,000 | 173,374,000 | 177,161,000 | 178,703,000 |
| Allowance for loan losses | 2,383,000 | 2,297,000 | 2,339,000 | 1,904,000 |
| Securities available for sale | 88,937,000 | 90,749,000 | 94,502,000 | 97,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,625,000 | 250,416,000 | 253,743,000 | 257,981,000 |
| Interest-bearing deposits | 191,918,000 | 185,975,000 | 188,383,000 | 187,336,000 |
| Noninterest-bearing deposits | 62,707,000 | 64,441,000 | 65,360,000 | 70,645,000 |
| Equity capital | 41,074,000 | 41,098,000 | 41,925,000 | 41,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,071,000 | 6,608,000 | 10,001,000 | 13,498,000 |
| Interest expense | 292,000 | 625,000 | 1,008,000 | 1,408,000 |
| Net interest income | 2,779,000 | 5,983,000 | 8,993,000 | 12,090,000 |
| Noninterest income | 391,000 | 779,000 | 1,322,000 | 1,696,000 |
| Noninterest expense | 1,878,000 | 3,884,000 | 5,769,000 | 7,967,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | -252,000 |
| Pretax income | 1,264,000 | 2,802,000 | 4,422,000 | 6,066,000 |
| Income tax | 199,000 | 467,000 | 753,000 | 1,038,000 |
| Net income | 1,065,000 | 2,335,000 | 3,669,000 | 5,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,580,000 | 41,640,000 | 42,976,000 | 41,928,000 |
| Total capital | 43,963,000 | 43,937,000 | 45,315,000 | 43,832,000 |
| Risk-weighted assets | 224,302,000 | 226,683,000 | 230,162,000 | 234,294,000 |