Call reports 2017
KENTLAND BANK — 2017
What KENTLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 309,147,000 | 303,982,000 | 294,114,000 | 293,288,000 |
| Total loans | 162,652,000 | 166,167,000 | 175,348,000 | 173,530,000 |
| Allowance for loan losses | 2,375,000 | 2,444,000 | 2,487,000 | 2,335,000 |
| Securities available for sale | 95,232,000 | 91,300,000 | 87,923,000 | 88,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,548,000 | 254,988,000 | 243,871,000 | 243,994,000 |
| Interest-bearing deposits | 197,343,000 | 189,123,000 | 183,623,000 | 182,752,000 |
| Noninterest-bearing deposits | 59,205,000 | 65,865,000 | 60,248,000 | 61,242,000 |
| Equity capital | 41,832,000 | 42,526,000 | 43,349,000 | 40,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 5,889,000 | 8,946,000 | 12,009,000 |
| Interest expense | 360,000 | 707,000 | 992,000 | 1,289,000 |
| Net interest income | 2,537,000 | 5,182,000 | 7,954,000 | 10,720,000 |
| Noninterest income | 412,000 | 859,000 | 1,268,000 | 1,667,000 |
| Noninterest expense | 1,810,000 | 3,755,000 | 5,601,000 | 7,500,000 |
| Provision for loan losses | 48,000 | 97,000 | 144,000 | 24,000 |
| Pretax income | 1,091,000 | 2,189,000 | 3,491,000 | 4,877,000 |
| Income tax | 249,000 | 503,000 | 827,000 | 1,211,000 |
| Net income | 842,000 | 1,686,000 | 2,664,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,627,000 | 41,921,000 | 42,899,000 | 40,540,000 |
| Total capital | 44,002,000 | 44,365,000 | 45,386,000 | 42,875,000 |
| Risk-weighted assets | 216,292,000 | 222,112,000 | 232,437,000 | 222,583,000 |