Call reports 2016
KENTLAND BANK — 2016
What KENTLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 300,568,000 | 298,722,000 | 296,598,000 | 307,802,000 |
| Total loans | 165,889,000 | 166,245,000 | 171,688,000 | 165,987,000 |
| Allowance for loan losses | 2,239,000 | 2,278,000 | 2,291,000 | 2,327,000 |
| Securities available for sale | 101,134,000 | 98,511,000 | 79,867,000 | 86,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,056,000 | 246,481,000 | 243,404,000 | 256,107,000 |
| Interest-bearing deposits | 193,959,000 | 190,101,000 | 186,943,000 | 195,674,000 |
| Noninterest-bearing deposits | 55,097,000 | 56,380,000 | 56,461,000 | 60,433,000 |
| Equity capital | 41,071,000 | 41,348,000 | 42,022,000 | 40,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,937,000 | 5,945,000 | 8,944,000 | 11,855,000 |
| Interest expense | 379,000 | 754,000 | 1,133,000 | 1,512,000 |
| Net interest income | 2,558,000 | 5,191,000 | 7,811,000 | 10,343,000 |
| Noninterest income | 350,000 | 695,000 | 1,105,000 | 1,514,000 |
| Noninterest expense | 1,540,000 | 3,297,000 | 5,278,000 | 7,189,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 175,000 |
| Pretax income | 1,320,000 | 2,493,000 | 3,494,000 | 4,493,000 |
| Income tax | 326,000 | 594,000 | 808,000 | 1,021,000 |
| Net income | 994,000 | 1,899,000 | 2,686,000 | 3,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,950,000 | 40,054,000 | 40,783,000 | 40,865,000 |
| Total capital | 42,189,000 | 42,332,000 | 43,074,000 | 43,192,000 |
| Risk-weighted assets | 210,141,000 | 216,323,000 | 219,033,000 | 221,848,000 |