Call reports 2015
KENTLAND BANK — 2015
What KENTLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 299,261,000 | 292,696,000 | 292,185,000 | 294,455,000 |
| Total loans | 157,208,000 | 157,631,000 | 161,137,000 | 161,232,000 |
| Allowance for loan losses | 2,287,000 | 2,238,000 | 2,480,000 | 2,189,000 |
| Securities available for sale | 106,627,000 | 95,899,000 | 88,119,000 | 97,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,899,000 | 246,555,000 | 246,952,000 | 248,520,000 |
| Interest-bearing deposits | 200,531,000 | 192,384,000 | 195,550,000 | 192,710,000 |
| Noninterest-bearing deposits | 50,368,000 | 54,171,000 | 51,402,000 | 55,810,000 |
| Equity capital | 38,659,000 | 38,311,000 | 39,514,000 | 39,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,872,000 | 5,826,000 | 8,773,000 | 11,620,000 |
| Interest expense | 441,000 | 861,000 | 1,271,000 | 1,657,000 |
| Net interest income | 2,431,000 | 4,965,000 | 7,502,000 | 9,963,000 |
| Noninterest income | 309,000 | 643,000 | 1,020,000 | 1,399,000 |
| Noninterest expense | 1,647,000 | 3,277,000 | 4,991,000 | 6,737,000 |
| Provision for loan losses | 48,000 | 96,000 | 129,000 | -70,000 |
| Pretax income | 1,045,000 | 2,235,000 | 3,402,000 | 4,695,000 |
| Income tax | 220,000 | 493,000 | 761,000 | 1,073,000 |
| Net income | 825,000 | 1,742,000 | 2,641,000 | 3,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,299,000 | 37,746,000 | 38,645,000 | 38,971,000 |
| Total capital | 39,586,000 | 39,984,000 | 41,125,000 | 41,160,000 |
| Risk-weighted assets | 188,652,000 | 199,804,000 | 201,693,000 | 206,125,000 |