Call reports 2022
LONE STAR BANK — 2022
What LONE STAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 151,898,000 | 147,305,000 | 151,222,000 | 160,801,000 |
| Total loans | 121,365,000 | 120,425,000 | 128,481,000 | 140,860,000 |
| Allowance for loan losses | 1,811,000 | 1,812,000 | 1,812,000 | 1,812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,159,000 | 128,143,000 | 131,456,000 | 140,170,000 |
| Interest-bearing deposits | 112,573,000 | 109,642,000 | 109,768,000 | 121,188,000 |
| Noninterest-bearing deposits | 20,586,000 | 18,501,000 | 21,688,000 | 18,982,000 |
| Equity capital | 18,526,000 | 18,923,000 | 19,505,000 | 20,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,140,000 | 5,007,000 | 7,183,000 |
| Interest expense | 123,000 | 247,000 | 413,000 | 775,000 |
| Net interest income | 1,446,000 | 2,893,000 | 4,594,000 | 6,408,000 |
| Noninterest income | 174,000 | 256,000 | 363,000 | 413,000 |
| Noninterest expense | 1,132,000 | 2,158,000 | 3,228,000 | 4,318,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 488,000 | 991,000 | 1,729,000 | 2,503,000 |
| Income tax | 102,000 | 208,000 | 363,000 | 526,000 |
| Net income | 386,000 | 783,000 | 1,366,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,466,000 | 18,923,000 | 19,505,000 | 20,117,000 |
| Total capital | 19,815,000 | 20,241,000 | 20,929,000 | 21,691,000 |
| Risk-weighted assets | 107,452,000 | 104,924,000 | 113,560,000 | 125,726,000 |