Call reports 2021
LONE STAR BANK — 2021
What LONE STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,729,000 | 140,997,000 | 151,198,000 | 149,994,000 |
| Total loans | 111,714,000 | 115,511,000 | 111,330,000 | 110,084,000 |
| Allowance for loan losses | 1,769,000 | 1,801,000 | 1,802,000 | 1,806,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,957,000 | 121,797,000 | 131,075,000 | 131,506,000 |
| Interest-bearing deposits | 110,350,000 | 106,798,000 | 114,257,000 | 111,899,000 |
| Noninterest-bearing deposits | 14,607,000 | 14,999,000 | 16,818,000 | 19,607,000 |
| Equity capital | 18,572,000 | 18,976,000 | 19,820,000 | 18,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,125,000 | 4,752,000 | 6,335,000 |
| Interest expense | 204,000 | 340,000 | 472,000 | 609,000 |
| Net interest income | 1,356,000 | 2,785,000 | 4,280,000 | 5,726,000 |
| Noninterest income | 57,000 | 140,000 | 822,000 | 1,295,000 |
| Noninterest expense | 1,012,000 | 2,012,000 | 3,120,000 | 4,463,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 386,000 | 898,000 | 1,967,000 | 2,543,000 |
| Income tax | 81,000 | 189,000 | 413,000 | 534,000 |
| Net income | 305,000 | 709,000 | 1,554,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,281,000 | 17,793,000 | 18,890,000 | 17,978,000 |
| Total capital | 18,491,000 | 19,032,000 | 20,125,000 | 19,188,000 |
| Risk-weighted assets | 96,202,000 | 98,595,000 | 98,256,000 | 96,232,000 |
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