Call reports 2019
LONE STAR BANK — 2019
What LONE STAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,847,000 | 136,185,000 | 135,230,000 | 141,732,000 |
| Total loans | 113,579,000 | 108,176,000 | 115,148,000 | 123,124,000 |
| Allowance for loan losses | 1,463,000 | 1,495,000 | 1,479,000 | 1,517,000 |
| Securities available for sale | 2,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,404,000 | 119,483,000 | 118,110,000 | 124,493,000 |
| Interest-bearing deposits | 105,518,000 | 107,125,000 | 107,997,000 | 115,740,000 |
| Noninterest-bearing deposits | 8,886,000 | 12,358,000 | 10,113,000 | 8,753,000 |
| Equity capital | 16,100,000 | 16,330,000 | 16,713,000 | 16,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,516,000 | 5,375,000 | 7,284,000 |
| Interest expense | 473,000 | 1,008,000 | 1,541,000 | 2,085,000 |
| Net interest income | 1,248,000 | 2,508,000 | 3,834,000 | 5,199,000 |
| Noninterest income | 209,000 | 228,000 | 537,000 | 304,000 |
| Noninterest expense | 990,000 | 1,954,000 | 3,004,000 | 3,978,000 |
| Provision for loan losses | 35,000 | 59,000 | 159,000 | 159,000 |
| Pretax income | 432,000 | 723,000 | 1,208,000 | 1,366,000 |
| Income tax | 91,000 | 152,000 | 254,000 | 287,000 |
| Net income | 341,000 | 571,000 | 954,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,173,000 | 14,464,000 | 14,949,000 | 15,107,000 |
| Total capital | 15,466,000 | 15,713,000 | 16,274,000 | 16,507,000 |
| Risk-weighted assets | 103,258,000 | 99,689,000 | 105,845,000 | 111,906,000 |