Call reports 2018
LONE STAR BANK — 2018
What LONE STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,381,000 | 120,460,000 | 126,324,000 | 129,234,000 |
| Total loans | 104,892,000 | 100,437,000 | 107,803,000 | 111,692,000 |
| Allowance for loan losses | 1,294,000 | 1,300,000 | 1,303,000 | 1,428,000 |
| Securities available for sale | 30,000 | 21,000 | 13,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,263,000 | 105,126,000 | 110,661,000 | 111,106,000 |
| Interest-bearing deposits | 99,173,000 | 91,735,000 | 98,430,000 | 99,505,000 |
| Noninterest-bearing deposits | 9,090,000 | 13,391,000 | 12,231,000 | 11,601,000 |
| Equity capital | 14,890,000 | 15,044,000 | 15,318,000 | 15,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,046,000 | 4,722,000 | 6,443,000 |
| Interest expense | 306,000 | 621,000 | 949,000 | 1,341,000 |
| Net interest income | 1,225,000 | 2,425,000 | 3,773,000 | 5,102,000 |
| Noninterest income | 40,000 | 87,000 | 134,000 | 521,000 |
| Noninterest expense | 1,052,000 | 2,104,000 | 3,152,000 | 4,115,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 224,000 |
| Pretax income | 189,000 | 384,000 | 731,000 | 1,284,000 |
| Income tax | 43,000 | 84,000 | 157,000 | 269,000 |
| Net income | 146,000 | 300,000 | 574,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,672,000 | 12,846,000 | 13,188,000 | 13,741,000 |
| Total capital | 13,872,000 | 13,983,000 | 14,421,000 | 15,021,000 |
| Risk-weighted assets | 95,899,000 | 90,822,000 | 98,564,000 | 102,224,000 |