Call reports 2017
LONE STAR BANK — 2017
What LONE STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,797,000 | 115,425,000 | 116,185,000 | 121,747,000 |
| Total loans | 98,858,000 | 97,539,000 | 100,120,000 | 103,403,000 |
| Allowance for loan losses | 1,189,000 | 1,325,000 | 1,129,000 | 1,161,000 |
| Securities available for sale | 111,000 | 75,000 | 56,000 | 39,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,552,000 | 99,584,000 | 102,171,000 | 105,274,000 |
| Interest-bearing deposits | 93,775,000 | 92,590,000 | 93,310,000 | 95,696,000 |
| Noninterest-bearing deposits | 6,777,000 | 6,994,000 | 8,861,000 | 9,578,000 |
| Equity capital | 13,085,000 | 13,415,000 | 13,798,000 | 14,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,684,000 | 4,088,000 | 5,568,000 |
| Interest expense | 250,000 | 496,000 | 762,000 | 1,038,000 |
| Net interest income | 1,080,000 | 2,188,000 | 3,326,000 | 4,530,000 |
| Noninterest income | 14,000 | 71,000 | 177,000 | 269,000 |
| Noninterest expense | 896,000 | 1,797,000 | 2,724,000 | 3,720,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 42,000 |
| Pretax income | 188,000 | 452,000 | 769,000 | 1,037,000 |
| Income tax | -67,000 | -133,000 | -199,000 | -877,000 |
| Net income | 255,000 | 585,000 | 968,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,648,000 | 11,912,000 | 12,229,000 | 12,486,000 |
| Total capital | 12,783,000 | 13,013,000 | 13,358,000 | 13,647,000 |
| Risk-weighted assets | 90,434,000 | 87,626,000 | 92,734,000 | 94,157,000 |