Call reports 2025
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2025
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 378,748,000 | 380,674,000 | 380,719,000 | 379,288,000 |
| Total loans | 314,138,000 | 317,260,000 | 319,961,000 | 314,601,000 |
| Allowance for loan losses | 1,276,000 | 1,276,000 | 1,276,000 | 1,281,000 |
| Securities available for sale | 20,223,000 | 20,689,000 | 21,009,000 | 20,135,000 |
| Securities held to maturity | 15,164,000 | 15,148,000 | 14,707,000 | 14,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,807,000 | 247,198,000 | 249,463,000 | 247,294,000 |
| Interest-bearing deposits | 213,037,000 | 219,843,000 | 223,536,000 | 220,124,000 |
| Noninterest-bearing deposits | 28,770,000 | 27,355,000 | 25,927,000 | 27,170,000 |
| Equity capital | 34,321,000 | 34,603,000 | 34,996,000 | 35,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,501,000 | 9,169,000 | 13,887,000 | 18,617,000 |
| Interest expense | 2,501,000 | 5,046,000 | 7,590,000 | 10,115,000 |
| Net interest income | 2,000,000 | 4,123,000 | 6,297,000 | 8,502,000 |
| Noninterest income | 187,000 | 453,000 | 649,000 | 877,000 |
| Noninterest expense | 2,001,000 | 4,155,000 | 6,233,000 | 8,456,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 445,000 | 751,000 | 948,000 |
| Income tax | 26,000 | 71,000 | 124,000 | 155,000 |
| Net income | 157,000 | 374,000 | 627,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,269,000 | 35,486,000 | 35,740,000 | 35,905,000 |
| Total capital | 71,573,000 | 71,790,000 | 72,044,000 | 72,214,000 |
| Risk-weighted assets | 183,252,000 | 189,933,000 | 191,534,000 | 188,404,000 |