Call reports 2024
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2024
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 371,343,000 | 371,503,000 | 378,005,000 | 378,727,000 |
| Total loans | 304,842,000 | 311,601,000 | 312,402,000 | 314,419,000 |
| Allowance for loan losses | 1,457,000 | 1,463,000 | 1,346,000 | 1,322,000 |
| Securities available for sale | 21,336,000 | 20,774,000 | 20,562,000 | 19,582,000 |
| Securities held to maturity | 16,786,000 | 16,774,000 | 16,756,000 | 15,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,657,000 | 224,997,000 | 234,279,000 | 236,575,000 |
| Interest-bearing deposits | 188,517,000 | 190,931,000 | 201,419,000 | 206,200,000 |
| Noninterest-bearing deposits | 35,140,000 | 34,066,000 | 32,860,000 | 30,375,000 |
| Equity capital | 33,457,000 | 33,649,000 | 34,158,000 | 34,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,198,000 | 8,510,000 | 12,932,000 | 17,436,000 |
| Interest expense | 2,063,000 | 4,365,000 | 6,875,000 | 9,460,000 |
| Net interest income | 2,135,000 | 4,145,000 | 6,057,000 | 7,976,000 |
| Noninterest income | 260,000 | 709,000 | 1,038,000 | 1,294,000 |
| Noninterest expense | 2,134,000 | 4,410,000 | 6,440,000 | 8,586,000 |
| Provision for loan losses | 0 | 0 | 0 | -25,000 |
| Pretax income | 270,000 | 463,000 | 665,000 | 797,000 |
| Income tax | 40,000 | 74,000 | 105,000 | 126,000 |
| Net income | 230,000 | 389,000 | 560,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,671,000 | 34,830,000 | 35,001,000 | 35,112,000 |
| Total capital | 71,154,000 | 71,321,000 | 71,375,000 | 71,462,000 |
| Risk-weighted assets | 179,882,000 | 181,187,000 | 183,826,000 | 185,366,000 |