Call reports 2023
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2023
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 346,181,000 | 350,480,000 | 356,539,000 | 360,401,000 |
| Total loans | 279,650,000 | 285,828,000 | 291,362,000 | 298,106,000 |
| Allowance for loan losses | 1,456,000 | 1,456,000 | 1,472,000 | 1,456,000 |
| Securities available for sale | 24,761,000 | 23,113,000 | 22,177,000 | 21,869,000 |
| Securities held to maturity | 18,137,000 | 17,866,000 | 17,537,000 | 17,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,444,000 | 219,663,000 | 225,660,000 | 220,060,000 |
| Interest-bearing deposits | 179,718,000 | 181,129,000 | 186,597,000 | 183,409,000 |
| Noninterest-bearing deposits | 40,726,000 | 38,534,000 | 39,063,000 | 36,651,000 |
| Equity capital | 32,878,000 | 32,863,000 | 33,008,000 | 33,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,628,000 | 7,403,000 | 11,365,000 | 15,419,000 |
| Interest expense | 1,092,000 | 2,526,000 | 4,168,000 | 5,999,000 |
| Net interest income | 2,536,000 | 4,877,000 | 7,197,000 | 9,420,000 |
| Noninterest income | 103,000 | 268,000 | 426,000 | 862,000 |
| Noninterest expense | 1,889,000 | 4,179,000 | 6,233,000 | 9,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 746,000 | 969,000 | 1,391,000 | 1,229,000 |
| Income tax | 146,000 | 152,000 | 231,000 | 188,000 |
| Net income | 600,000 | 817,000 | 1,160,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,999,000 | 34,216,000 | 34,559,000 | 34,441,000 |
| Total capital | 70,489,000 | 70,706,000 | — | 70,923,000 |
| Risk-weighted assets | 166,043,000 | 169,196,000 | — | 174,509,000 |