Call reports 2022
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2022
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,451,000 | 341,853,000 | 344,555,000 | 342,021,000 |
| Total loans | 251,579,000 | 259,333,000 | 271,218,000 | 275,871,000 |
| Allowance for loan losses | 1,208,000 | 1,208,000 | 1,147,000 | 1,117,000 |
| Securities available for sale | 24,401,000 | 25,199,000 | 26,700,000 | 25,325,000 |
| Securities held to maturity | 19,801,000 | 20,577,000 | 19,445,000 | 18,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,456,000 | 223,988,000 | 227,954,000 | 221,139,000 |
| Interest-bearing deposits | 192,132,000 | 181,963,000 | 179,114,000 | 176,576,000 |
| Noninterest-bearing deposits | 41,324,000 | 42,025,000 | 48,840,000 | 44,563,000 |
| Equity capital | 32,250,000 | 32,289,000 | 32,595,000 | 32,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,911,000 | 9,214,000 | 12,693,000 |
| Interest expense | 782,000 | 1,516,000 | 2,252,000 | 3,073,000 |
| Net interest income | 2,112,000 | 4,395,000 | 6,962,000 | 9,620,000 |
| Noninterest income | 253,000 | 626,000 | 775,000 | 965,000 |
| Noninterest expense | 1,780,000 | 3,948,000 | 5,866,000 | 8,627,000 |
| Provision for loan losses | 0 | 0 | -30,000 | -30,000 |
| Pretax income | 587,000 | 1,078,000 | 1,910,000 | 1,984,000 |
| Income tax | 105,000 | 192,000 | 349,000 | 358,000 |
| Net income | 482,000 | 886,000 | 1,561,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,551,000 | 32,954,000 | 33,629,000 | 33,694,000 |
| Total capital | 33,759,000 | 69,162,000 | 69,776,000 | 69,811,000 |
| Risk-weighted assets | 153,230,000 | 158,993,000 | 163,281,000 | 163,213,000 |