Call reports 2021
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2021
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 323,287,000 | 325,034,000 | 325,466,000 | 322,516,000 |
| Total loans | 254,978,000 | 249,806,000 | 248,024,000 | 248,906,000 |
| Allowance for loan losses | 1,071,000 | 1,051,000 | 1,076,000 | 1,179,000 |
| Securities available for sale | 15,564,000 | 17,939,000 | 19,924,000 | 22,088,000 |
| Securities held to maturity | 14,335,000 | 15,280,000 | 17,091,000 | 18,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,760,000 | 226,823,000 | 227,824,000 | 227,568,000 |
| Interest-bearing deposits | 184,122,000 | 192,277,000 | 192,456,000 | 192,464,000 |
| Noninterest-bearing deposits | 35,638,000 | 34,546,000 | 35,368,000 | 35,104,000 |
| Equity capital | 30,132,000 | 30,336,000 | 32,106,000 | 32,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,057,000 | 6,084,000 | 8,968,000 | 11,819,000 |
| Interest expense | 1,031,000 | 1,985,000 | 2,901,000 | 3,761,000 |
| Net interest income | 2,026,000 | 4,099,000 | 6,067,000 | 8,058,000 |
| Noninterest income | 108,000 | 429,000 | 2,611,000 | 3,227,000 |
| Noninterest expense | 1,888,000 | 3,960,000 | 5,806,000 | 8,330,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 140,000 |
| Pretax income | 207,000 | 499,000 | 2,781,000 | 2,754,000 |
| Income tax | 19,000 | 77,000 | 548,000 | 484,000 |
| Net income | 188,000 | 422,000 | 2,233,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,986,000 | 30,221,000 | 32,031,000 | 32,068,000 |
| Total capital | 31,057,000 | 31,272,000 | 33,107,000 | 33,247,000 |
| Risk-weighted assets | 152,681,000 | 151,165,000 | 149,995,000 | 152,885,000 |