Call reports 2020
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2020
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 323,915,000 | 334,914,000 | 337,678,000 | 332,972,000 |
| Total loans | 253,481,000 | 254,827,000 | 262,444,000 | 256,130,000 |
| Allowance for loan losses | 970,000 | 998,000 | 1,048,000 | 1,093,000 |
| Securities available for sale | 15,738,000 | 17,772,000 | 18,021,000 | 16,707,000 |
| Securities held to maturity | 13,414,000 | 13,390,000 | 13,661,000 | 13,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,435,000 | 204,792,000 | 212,602,000 | 215,311,000 |
| Interest-bearing deposits | 169,427,000 | 176,025,000 | 176,654,000 | 182,963,000 |
| Noninterest-bearing deposits | 25,008,000 | 28,767,000 | 35,948,000 | 32,348,000 |
| Equity capital | 28,945,000 | 29,527,000 | 29,825,000 | 29,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,619,000 | 9,893,000 | 13,084,000 |
| Interest expense | 1,229,000 | 2,444,000 | 3,620,000 | 4,742,000 |
| Net interest income | 2,095,000 | 4,175,000 | 6,273,000 | 8,342,000 |
| Noninterest income | 134,000 | 249,000 | 403,000 | 635,000 |
| Noninterest expense | 1,862,000 | 3,804,000 | 5,703,000 | 7,789,000 |
| Provision for loan losses | 33,000 | 59,000 | 103,000 | 212,000 |
| Pretax income | 297,000 | 570,000 | 895,000 | 1,003,000 |
| Income tax | 22,000 | 56,000 | 115,000 | 139,000 |
| Net income | 275,000 | 514,000 | 780,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,209,000 | 29,448,000 | 29,715,000 | 29,798,000 |
| Total capital | 30,179,000 | 30,446,000 | 30,763,000 | 30,891,000 |
| Risk-weighted assets | 149,336,000 | 151,843,000 | 154,505,000 | 152,176,000 |