Call reports 2019
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2019
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 310,214,000 | 308,117,000 | 311,329,000 | 310,390,000 |
| Total loans | 248,866,000 | 250,759,000 | 251,963,000 | 252,998,000 |
| Allowance for loan losses | 985,000 | 1,008,000 | 1,006,000 | 1,077,000 |
| Securities available for sale | 17,460,000 | 16,280,000 | 15,475,000 | 14,710,000 |
| Securities held to maturity | 17,665,000 | 16,305,000 | 15,215,000 | 14,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,943,000 | 188,433,000 | 188,014,000 | 190,825,000 |
| Interest-bearing deposits | 163,124,000 | 164,430,000 | 164,389,000 | 167,742,000 |
| Noninterest-bearing deposits | 26,819,000 | 24,003,000 | 23,625,000 | 23,083,000 |
| Equity capital | 28,274,000 | 28,607,000 | 28,971,000 | 28,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 6,789,000 | 10,231,000 | 13,616,000 |
| Interest expense | 1,151,000 | 2,351,000 | 3,565,000 | 4,797,000 |
| Net interest income | 2,221,000 | 4,438,000 | 6,666,000 | 8,819,000 |
| Noninterest income | 120,000 | 226,000 | 367,000 | 542,000 |
| Noninterest expense | 1,771,000 | 3,770,000 | 5,644,000 | 7,951,000 |
| Provision for loan losses | 65,000 | 123,000 | 260,000 | 330,000 |
| Pretax income | 519,000 | 860,000 | 1,247,000 | 1,195,000 |
| Income tax | 86,000 | 140,000 | 194,000 | 194,000 |
| Net income | 433,000 | 720,000 | 1,053,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,366,000 | 28,653,000 | 28,986,000 | 28,934,000 |
| Total capital | 29,351,000 | 29,661,000 | 29,992,000 | 30,011,000 |
| Risk-weighted assets | 147,764,000 | 148,398,000 | 148,954,000 | 149,757,000 |