Call reports 2018
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2018
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 310,723,000 | 305,300,000 | 306,028,000 | 305,495,000 |
| Total loans | 246,000,000 | 245,504,000 | 245,311,000 | 246,762,000 |
| Allowance for loan losses | 1,028,000 | 906,000 | 896,000 | 926,000 |
| Securities available for sale | 15,604,000 | 16,435,000 | 15,834,000 | 17,586,000 |
| Securities held to maturity | 18,830,000 | 18,864,000 | 18,289,000 | 18,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,812,000 | 190,155,000 | 188,980,000 | 189,815,000 |
| Interest-bearing deposits | 168,722,000 | 165,984,000 | 164,718,000 | 164,660,000 |
| Noninterest-bearing deposits | 25,090,000 | 24,171,000 | 24,262,000 | 25,155,000 |
| Equity capital | 27,245,000 | 27,392,000 | 27,828,000 | 27,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,451,000 | 9,753,000 | 13,064,000 |
| Interest expense | 1,035,000 | 2,116,000 | 3,215,000 | 4,340,000 |
| Net interest income | 2,152,000 | 4,335,000 | 6,538,000 | 8,724,000 |
| Noninterest income | 307,000 | 462,000 | 616,000 | 791,000 |
| Noninterest expense | 1,809,000 | 3,838,000 | 5,627,000 | 8,152,000 |
| Provision for loan losses | 110,000 | 267,000 | 287,000 | 334,000 |
| Pretax income | 540,000 | 702,000 | 1,250,000 | 1,039,000 |
| Income tax | -110,000 | -120,000 | -33,000 | -61,000 |
| Net income | 650,000 | 822,000 | 1,283,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,440,000 | 27,613,000 | 28,073,000 | 27,890,000 |
| Total capital | 28,487,000 | 28,540,000 | 28,986,000 | 28,840,000 |
| Risk-weighted assets | 148,570,000 | 146,875,000 | 146,890,000 | 147,156,000 |