Call reports 2017
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT — 2017
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 302,486,000 | 300,034,000 | 301,726,000 | 301,406,000 |
| Total loans | 238,546,000 | 243,801,000 | 244,223,000 | 244,912,000 |
| Allowance for loan losses | 925,000 | 934,000 | 967,000 | 1,002,000 |
| Securities available for sale | 15,045,000 | 14,353,000 | 14,784,000 | 14,978,000 |
| Securities held to maturity | 16,107,000 | 17,824,000 | 18,213,000 | 17,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,092,000 | 191,561,000 | 187,590,000 | 187,708,000 |
| Interest-bearing deposits | 167,538,000 | 165,055,000 | 163,179,000 | 163,072,000 |
| Noninterest-bearing deposits | 25,554,000 | 26,506,000 | 24,411,000 | 24,636,000 |
| Equity capital | 26,098,000 | 26,430,000 | 26,798,000 | 26,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,038,000 | 6,153,000 | 9,291,000 | 12,448,000 |
| Interest expense | 924,000 | 1,889,000 | 2,875,000 | 3,878,000 |
| Net interest income | 2,114,000 | 4,264,000 | 6,416,000 | 8,570,000 |
| Noninterest income | 142,000 | 272,000 | 431,000 | 579,000 |
| Noninterest expense | 1,706,000 | 3,519,000 | 5,263,000 | 7,589,000 |
| Provision for loan losses | 55,000 | 108,000 | 158,000 | 203,000 |
| Pretax income | 495,000 | 909,000 | 1,426,000 | 1,357,000 |
| Income tax | 140,000 | 257,000 | 415,000 | 387,000 |
| Net income | 355,000 | 652,000 | 1,011,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,175,000 | 26,472,000 | 26,831,000 | 26,790,000 |
| Total capital | 27,122,000 | 27,422,000 | 27,822,000 | 27,823,000 |
| Risk-weighted assets | 144,824,000 | 145,583,000 | 146,274,000 | 146,272,000 |