Call reports 2025
NELNET BANK — 2025
What NELNET BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,689,633,000 | 1,767,193,000 | 2,003,322,000 | 2,069,700,000 |
| Total loans | 759,885,000 | 822,717,000 | 972,998,000 | 956,343,000 |
| Allowance for loan losses | 16,859,000 | 22,274,000 | 23,710,000 | 25,708,000 |
| Securities available for sale | 652,967,000 | 705,139,000 | 788,274,000 | 846,989,000 |
| Securities held to maturity | 207,357,000 | 203,591,000 | 201,041,000 | 211,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,381,972,000 | 1,531,895,000 | 1,733,041,000 | 1,762,960,000 |
| Interest-bearing deposits | 1,381,972,000 | 1,531,895,000 | 1,733,041,000 | 1,762,960,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 189,634,000 | 224,118,000 | 237,947,000 | 294,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,481,000 | 53,249,000 | 84,867,000 | 118,834,000 |
| Interest expense | 11,913,000 | 26,423,000 | 42,434,000 | 58,679,000 |
| Net interest income | 12,568,000 | 26,826,000 | 42,433,000 | 60,155,000 |
| Noninterest income | -159,000 | 55,000 | 585,000 | 1,300,000 |
| Noninterest expense | 5,891,000 | 12,479,000 | 19,130,000 | 26,335,000 |
| Provision for loan losses | 2,440,000 | 9,020,000 | 12,472,000 | 18,119,000 |
| Pretax income | 4,480,000 | 5,714,000 | 12,131,000 | 18,422,000 |
| Income tax | 1,041,000 | 1,348,000 | 2,910,000 | 4,476,000 |
| Net income | 3,439,000 | 4,366,000 | 9,221,000 | 13,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,420,000 | 223,986,000 | 238,478,000 | 294,674,000 |