Call reports 2023
NELNET BANK — 2023
What NELNET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,000,659,000 | 1,005,043,000 | 1,089,565,000 | 991,252,000 |
| Total loans | 444,425,000 | 449,872,000 | 474,403,000 | 438,475,000 |
| Allowance for loan losses | 4,877,000 | 5,871,000 | 7,081,000 | 8,698,000 |
| Securities available for sale | 388,233,000 | 376,269,000 | 435,014,000 | 371,610,000 |
| Securities held to maturity | 149,178,000 | 150,840,000 | 158,125,000 | 158,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,778,000 | 871,422,000 | 947,379,000 | 847,564,000 |
| Interest-bearing deposits | 869,778,000 | 871,422,000 | 947,379,000 | 847,564,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 125,142,000 | 128,958,000 | 137,199,000 | 135,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,268,000 | 25,938,000 | 41,125,000 | 57,911,000 |
| Interest expense | 7,215,000 | 15,303,000 | 24,564,000 | 34,222,000 |
| Net interest income | 5,053,000 | 10,635,000 | 16,561,000 | 23,689,000 |
| Noninterest income | -263,000 | -272,000 | -288,000 | -102,000 |
| Noninterest expense | 2,932,000 | 6,996,000 | 11,193,000 | 15,104,000 |
| Provision for loan losses | 2,431,000 | 3,933,000 | 5,704,000 | 8,402,000 |
| Pretax income | -94,000 | 543,000 | 894,000 | 1,155,000 |
| Income tax | -35,000 | 96,000 | 180,000 | 213,000 |
| Net income | -59,000 | 447,000 | 714,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,673,000 | 125,319,000 | 132,059,000 | 133,953,000 |