Call reports 2015
CITIZENS NATIONAL BANK, THE — 2015
What CITIZENS NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 338,179,000 |
| Total loans | 118,036,000 |
| Allowance for loan losses | 2,091,000 |
| Securities available for sale | 165,923,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 291,531,000 |
| Interest-bearing deposits | 208,479,000 |
| Noninterest-bearing deposits | 83,052,000 |
| Equity capital | 42,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 2,550,000 |
| Interest expense | 324,000 |
| Net interest income | 2,226,000 |
| Noninterest income | 429,000 |
| Noninterest expense | 2,058,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 637,000 |
| Income tax | 145,000 |
| Net income | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 39,380,000 |
| Total capital | 41,404,000 |
| Risk-weighted assets | 161,762,000 |