Call reports 2010
CITIZENS NATIONAL BANK, THE — 2010
What CITIZENS NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 299,860,000 | 304,834,000 | 309,221,000 | 290,837,000 |
| Total loans | 98,849,000 | 100,158,000 | 95,812,000 | 94,713,000 |
| Allowance for loan losses | 1,671,000 | 1,786,000 | 2,293,000 | 2,381,000 |
| Securities available for sale | 154,734,000 | 161,286,000 | 164,323,000 | 156,316,000 |
| Securities held to maturity | 1,127,000 | 575,000 | 375,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,069,000 | 176,751,000 | 183,328,000 | 182,104,000 |
| Interest-bearing deposits | 124,122,000 | 127,609,000 | 134,312,000 | 131,392,000 |
| Noninterest-bearing deposits | 49,947,000 | 49,142,000 | 49,016,000 | 50,712,000 |
| Equity capital | 31,741,000 | 33,266,000 | 34,749,000 | 32,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,359,000 | 9,588,000 | 12,653,000 |
| Interest expense | 763,000 | 1,469,000 | 2,222,000 | 2,909,000 |
| Net interest income | 2,404,000 | 4,890,000 | 7,366,000 | 9,744,000 |
| Noninterest income | 554,000 | 1,079,000 | 1,554,000 | 1,982,000 |
| Noninterest expense | 2,077,000 | 4,140,000 | 6,282,000 | 9,580,000 |
| Provision for loan losses | 255,000 | 480,000 | 1,045,000 | 1,345,000 |
| Pretax income | 626,000 | 1,349,000 | 2,452,000 | 1,830,000 |
| Income tax | 107,000 | 243,000 | 541,000 | 176,000 |
| Net income | 519,000 | 1,106,000 | 1,911,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,407,000 | 32,997,000 | 33,801,000 | 31,128,000 |
| Total capital | 34,078,000 | 34,783,000 | 35,823,000 | 33,138,000 |
| Risk-weighted assets | 163,139,000 | 160,271,000 | 161,379,000 | 160,359,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK, THE — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.