Call reports 2009
CITIZENS NATIONAL BANK, THE — 2009
What CITIZENS NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 291,629,000 | 300,164,000 | 302,161,000 | 296,148,000 |
| Total loans | 105,688,000 | 105,276,000 | 101,390,000 | 101,124,000 |
| Allowance for loan losses | 1,938,000 | 1,996,000 | 1,783,000 | 1,733,000 |
| Securities available for sale | 136,082,000 | 144,816,000 | 158,338,000 | 149,683,000 |
| Securities held to maturity | 3,357,000 | 2,346,000 | 1,933,000 | 1,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,991,000 | 167,360,000 | 168,204,000 | 172,403,000 |
| Interest-bearing deposits | 116,228,000 | 115,496,000 | 122,048,000 | 118,120,000 |
| Noninterest-bearing deposits | 48,763,000 | 51,864,000 | 46,156,000 | 54,283,000 |
| Equity capital | 27,969,000 | 29,338,000 | 30,518,000 | 30,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 6,934,000 | 10,235,000 | 13,523,000 |
| Interest expense | 942,000 | 1,792,000 | 2,625,000 | 3,413,000 |
| Net interest income | 2,601,000 | 5,142,000 | 7,610,000 | 10,110,000 |
| Noninterest income | 502,000 | 1,022,000 | 1,548,000 | 2,085,000 |
| Noninterest expense | 1,725,000 | 3,608,000 | 5,552,000 | 7,724,000 |
| Provision for loan losses | 80,000 | 190,000 | 1,491,000 | 1,591,000 |
| Pretax income | 1,398,000 | 2,466,000 | 2,215,000 | -1,860,000 |
| Income tax | 424,000 | 758,000 | 485,000 | -1,237,000 |
| Net income | 974,000 | 1,708,000 | 1,730,000 | -623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,778,000 | 34,258,000 | 34,272,000 | 31,914,000 |
| Total capital | 35,716,000 | 36,254,000 | 36,078,000 | 33,647,000 |
| Risk-weighted assets | 162,802,000 | 169,423,000 | 169,470,000 | 166,657,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.