Call reports 2025
COMMUNITY BANK AND TRUST — 2025
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 430,572,000 | 433,800,000 | 437,520,000 | 432,755,000 |
| Total loans | 185,911,000 | 187,684,000 | 195,710,000 | 200,739,000 |
| Allowance for loan losses | 1,884,000 | 1,874,000 | 1,880,000 | 1,895,000 |
| Securities available for sale | 128,066,000 | 129,046,000 | 130,374,000 | 127,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,572,000 | 379,188,000 | 379,861,000 | 376,339,000 |
| Interest-bearing deposits | 264,728,000 | 262,464,000 | 264,307,000 | 262,796,000 |
| Noninterest-bearing deposits | 116,844,000 | 116,724,000 | 115,554,000 | 113,543,000 |
| Equity capital | 32,237,000 | 32,417,000 | 35,246,000 | 35,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,186,000 | 12,572,000 | 16,970,000 |
| Interest expense | 727,000 | 1,416,000 | 2,125,000 | 2,810,000 |
| Net interest income | 3,257,000 | 6,770,000 | 10,447,000 | 14,160,000 |
| Noninterest income | 1,195,000 | 2,514,000 | 3,819,000 | 5,099,000 |
| Noninterest expense | 3,479,000 | 7,037,000 | 10,619,000 | 14,345,000 |
| Provision for loan losses | 16,000 | 27,000 | 51,000 | 86,000 |
| Pretax income | 952,000 | 2,214,000 | 3,581,000 | 4,818,000 |
| Income tax | 0 | 49,000 | 34,000 | 34,000 |
| Net income | 952,000 | 2,165,000 | 3,547,000 | 4,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,914,000 | 33,378,000 | 34,760,000 | 34,996,000 |
| Total capital | 35,561,000 | 35,031,000 | 36,492,000 | 36,737,000 |
| Risk-weighted assets | 131,436,000 | 131,972,000 | 138,315,000 | 139,020,000 |