Call reports 2024
COMMUNITY BANK AND TRUST — 2024
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 411,073,000 | 416,450,000 | 415,019,000 | 409,987,000 |
| Total loans | 180,544,000 | 180,239,000 | 180,905,000 | 179,230,000 |
| Allowance for loan losses | 1,863,000 | 1,861,000 | 1,883,000 | 1,881,000 |
| Securities available for sale | 100,981,000 | 107,181,000 | 110,031,000 | 117,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,713,000 | 368,871,000 | 365,186,000 | 365,519,000 |
| Interest-bearing deposits | 248,686,000 | 249,008,000 | 250,880,000 | 253,504,000 |
| Noninterest-bearing deposits | 119,027,000 | 119,863,000 | 114,306,000 | 112,015,000 |
| Equity capital | 27,799,000 | 27,458,000 | 31,743,000 | 29,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,564,000 | 7,385,000 | 11,327,000 | 15,275,000 |
| Interest expense | 498,000 | 1,117,000 | 1,847,000 | 2,605,000 |
| Net interest income | 3,066,000 | 6,268,000 | 9,480,000 | 12,670,000 |
| Noninterest income | 1,262,000 | 2,581,000 | 3,896,000 | 5,195,000 |
| Noninterest expense | 3,457,000 | 6,922,000 | 10,166,000 | 13,487,000 |
| Provision for loan losses | 27,000 | 44,000 | 78,000 | 105,000 |
| Pretax income | 854,000 | 1,881,000 | 3,143,000 | 4,294,000 |
| Income tax | 0 | 14,000 | 14,000 | 14,000 |
| Net income | 854,000 | 1,867,000 | 3,129,000 | 4,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,437,000 | 32,450,000 | 33,711,000 | 32,962,000 |
| Total capital | 35,014,000 | 34,023,000 | 35,282,000 | 34,543,000 |
| Risk-weighted assets | 125,813,000 | 125,438,000 | 125,291,000 | 126,120,000 |