Call reports 2023
COMMUNITY BANK AND TRUST — 2023
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 409,305,000 | 405,748,000 | 400,548,000 | 388,447,000 |
| Total loans | 182,507,000 | 183,070,000 | 186,170,000 | 186,556,000 |
| Allowance for loan losses | 1,697,000 | 1,683,000 | 1,723,000 | 1,857,000 |
| Securities available for sale | 110,921,000 | 104,802,000 | 103,818,000 | 102,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,320,000 | 359,178,000 | 354,347,000 | 346,669,000 |
| Interest-bearing deposits | 245,807,000 | 243,141,000 | 238,506,000 | 235,112,000 |
| Noninterest-bearing deposits | 115,513,000 | 116,037,000 | 115,841,000 | 111,557,000 |
| Equity capital | 28,198,000 | 26,275,000 | 26,442,000 | 27,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 6,195,000 | 9,477,000 | 12,944,000 |
| Interest expense | 45,000 | 156,000 | 406,000 | 785,000 |
| Net interest income | 2,919,000 | 6,039,000 | 9,071,000 | 12,159,000 |
| Noninterest income | 1,316,000 | 2,705,000 | 4,137,000 | 5,414,000 |
| Noninterest expense | 3,430,000 | 6,852,000 | 10,234,000 | 13,439,000 |
| Provision for loan losses | 19,000 | 43,000 | 110,000 | 269,000 |
| Pretax income | 794,000 | 1,867,000 | 2,889,000 | 3,909,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 793,000 | 1,866,000 | 2,888,000 | 3,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,360,000 | 33,443,000 | 34,563,000 | 32,583,000 |
| Total capital | 36,056,000 | 35,077,000 | 36,211,000 | 34,230,000 |
| Risk-weighted assets | 135,601,000 | 130,609,000 | 131,667,000 | 131,445,000 |