Call reports 2022
COMMUNITY BANK AND TRUST — 2022
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 428,396,000 | 417,614,000 | 413,820,000 | 405,161,000 |
| Total loans | 181,044,000 | 182,661,000 | 180,458,000 | 181,238,000 |
| Allowance for loan losses | 1,821,000 | 1,811,000 | 1,811,000 | 1,798,000 |
| Securities available for sale | 119,673,000 | 122,311,000 | 121,535,000 | 116,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,322,000 | 374,854,000 | 367,798,000 | 358,417,000 |
| Interest-bearing deposits | 259,654,000 | 258,412,000 | 249,716,000 | 242,784,000 |
| Noninterest-bearing deposits | 122,668,000 | 116,442,000 | 118,082,000 | 115,633,000 |
| Equity capital | 28,698,000 | 26,533,000 | 24,566,000 | 26,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,658,000 | 7,260,000 | 10,159,000 |
| Interest expense | 16,000 | 31,000 | 45,000 | 59,000 |
| Net interest income | 2,242,000 | 4,627,000 | 7,215,000 | 10,100,000 |
| Noninterest income | 1,353,000 | 2,766,000 | 4,176,000 | 5,515,000 |
| Noninterest expense | 3,246,000 | 6,424,000 | 9,632,000 | 12,566,000 |
| Provision for loan losses | 37,000 | 60,000 | 96,000 | 116,000 |
| Pretax income | 277,000 | 868,000 | 1,619,000 | 2,890,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 277,000 | 867,000 | 1,618,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,563,000 | 31,654,000 | 32,404,000 | 33,574,000 |
| Total capital | 33,357,000 | 33,449,000 | 34,188,000 | 35,303,000 |
| Risk-weighted assets | 143,547,000 | 143,607,000 | 142,746,000 | 138,308,000 |