Call reports 2021
COMMUNITY BANK AND TRUST — 2021
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 405,983,000 | 404,521,000 | 413,732,000 | 415,896,000 |
| Total loans | 164,505,000 | 172,386,000 | 177,008,000 | 182,148,000 |
| Allowance for loan losses | 1,863,000 | 1,851,000 | 1,819,000 | 1,820,000 |
| Securities available for sale | 63,372,000 | 92,399,000 | 103,586,000 | 98,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,051,000 | 355,654,000 | 363,008,000 | 366,363,000 |
| Interest-bearing deposits | 244,588,000 | 243,498,000 | 247,314,000 | 253,919,000 |
| Noninterest-bearing deposits | 112,463,000 | 112,156,000 | 115,694,000 | 112,444,000 |
| Equity capital | 32,244,000 | 32,507,000 | 33,382,000 | 33,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,813,000 | 7,292,000 | 9,639,000 |
| Interest expense | 18,000 | 35,000 | 52,000 | 68,000 |
| Net interest income | 2,316,000 | 4,778,000 | 7,240,000 | 9,571,000 |
| Noninterest income | 1,390,000 | 2,852,000 | 4,348,000 | 5,863,000 |
| Noninterest expense | 3,248,000 | 6,450,000 | 9,582,000 | 12,426,000 |
| Provision for loan losses | 10,000 | 10,000 | 13,000 | 35,000 |
| Pretax income | 467,000 | 1,182,000 | 2,061,000 | 3,023,000 |
| Income tax | 4,000 | 6,000 | 6,000 | 6,000 |
| Net income | 463,000 | 1,176,000 | 2,055,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,157,000 | 29,445,000 | 30,324,000 | 31,286,000 |
| Total capital | 31,020,000 | 31,275,000 | 32,143,000 | 33,106,000 |
| Risk-weighted assets | 159,777,000 | 146,407,000 | 147,904,000 | 153,597,000 |