Call reports 2020
COMMUNITY BANK AND TRUST — 2020
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 322,870,000 | 355,955,000 | 360,104,000 | 374,782,000 |
| Total loans | 163,040,000 | 171,419,000 | 168,603,000 | 164,703,000 |
| Allowance for loan losses | 1,798,000 | 1,847,000 | 1,841,000 | 1,830,000 |
| Securities available for sale | 39,628,000 | 39,688,000 | 41,527,000 | 44,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,291,000 | 312,280,000 | 313,887,000 | 324,313,000 |
| Interest-bearing deposits | 201,735,000 | 216,605,000 | 215,524,000 | 225,977,000 |
| Noninterest-bearing deposits | 79,556,000 | 95,675,000 | 98,363,000 | 98,336,000 |
| Equity capital | 30,934,000 | 30,275,000 | 31,094,000 | 32,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,108,000 | 7,604,000 | 10,105,000 |
| Interest expense | 33,000 | 60,000 | 87,000 | 107,000 |
| Net interest income | 2,575,000 | 5,048,000 | 7,517,000 | 9,998,000 |
| Noninterest income | 1,348,000 | 2,657,000 | 4,246,000 | 5,862,000 |
| Noninterest expense | 3,353,000 | 6,537,000 | 9,681,000 | 12,635,000 |
| Provision for loan losses | 55,000 | 88,000 | 88,000 | 108,000 |
| Pretax income | 468,000 | 1,222,000 | 2,156,000 | 3,269,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 468,000 | 1,222,000 | 2,154,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,394,000 | 26,649,000 | 27,581,000 | 28,694,000 |
| Total capital | 29,192,000 | 28,496,000 | 29,422,000 | 30,524,000 |
| Risk-weighted assets | 156,968,000 | 159,145,000 | 157,190,000 | 159,701,000 |