Call reports 2019
COMMUNITY BANK AND TRUST — 2019
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 319,875,000 | 313,972,000 | 311,152,000 | 310,468,000 |
| Total loans | 157,098,000 | 156,486,000 | 156,199,000 | 164,213,000 |
| Allowance for loan losses | 1,770,000 | 1,748,000 | 1,753,000 | 1,761,000 |
| Securities available for sale | 39,373,000 | 39,920,000 | 40,911,000 | 40,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,768,000 | 273,891,000 | 269,210,000 | 265,628,000 |
| Interest-bearing deposits | 202,735,000 | 197,239,000 | 191,957,000 | 191,027,000 |
| Noninterest-bearing deposits | 77,033,000 | 76,652,000 | 77,253,000 | 74,601,000 |
| Equity capital | 29,782,000 | 27,774,000 | 28,656,000 | 29,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,249,000 | 7,878,000 | 10,468,000 |
| Interest expense | 34,000 | 65,000 | 96,000 | 126,000 |
| Net interest income | 2,564,000 | 5,184,000 | 7,782,000 | 10,342,000 |
| Noninterest income | 1,378,000 | 2,846,000 | 4,366,000 | 5,831,000 |
| Noninterest expense | 3,211,000 | 6,429,000 | 9,717,000 | 12,649,000 |
| Provision for loan losses | 37,000 | 48,000 | 83,000 | 119,000 |
| Pretax income | 792,000 | 1,676,000 | 2,488,000 | 3,519,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 792,000 | 1,672,000 | 2,484,000 | 3,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,704,000 | 25,084,000 | 25,896,000 | 26,927,000 |
| Total capital | 29,474,000 | 26,832,000 | 27,649,000 | 28,688,000 |
| Risk-weighted assets | 161,424,000 | 156,984,000 | 155,378,000 | 157,046,000 |