Call reports 2018
COMMUNITY BANK AND TRUST — 2018
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 325,207,000 | 314,910,000 | 312,270,000 | 308,220,000 |
| Total loans | 161,837,000 | 160,640,000 | 161,558,000 | 160,057,000 |
| Allowance for loan losses | 1,775,000 | 1,767,000 | 1,775,000 | 1,750,000 |
| Securities available for sale | 51,496,000 | 50,170,000 | 48,309,000 | 47,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,575,000 | 279,176,000 | 273,154,000 | 268,567,000 |
| Interest-bearing deposits | 211,396,000 | 204,371,000 | 200,280,000 | 193,436,000 |
| Noninterest-bearing deposits | 74,179,000 | 74,805,000 | 72,874,000 | 75,131,000 |
| Equity capital | 28,953,000 | 26,704,000 | 27,318,000 | 28,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,987,000 | 7,563,000 | 10,131,000 |
| Interest expense | 47,000 | 88,000 | 126,000 | 162,000 |
| Net interest income | 2,396,000 | 4,899,000 | 7,437,000 | 9,969,000 |
| Noninterest income | 1,443,000 | 2,948,000 | 4,453,000 | 5,974,000 |
| Noninterest expense | 3,173,000 | 6,401,000 | 9,587,000 | 12,597,000 |
| Provision for loan losses | 30,000 | 69,000 | 125,000 | 174,000 |
| Pretax income | 628,000 | 1,416,000 | 2,187,000 | 3,150,000 |
| Income tax | 0 | 4,000 | 5,000 | 6,000 |
| Net income | 628,000 | 1,412,000 | 2,182,000 | 3,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,211,000 | 25,167,000 | 25,948,000 | 26,908,000 |
| Total capital | 28,986,000 | 26,934,000 | 27,723,000 | 28,658,000 |
| Risk-weighted assets | 169,470,000 | 167,901,000 | 167,597,000 | 163,186,000 |