Call reports 2016
COMMUNITY BANK AND TRUST — 2016
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 309,689,000 | 309,109,000 | 306,367,000 | 315,151,000 |
| Total loans | 150,495,000 | 148,784,000 | 149,690,000 | 151,595,000 |
| Allowance for loan losses | 1,806,000 | 1,780,000 | 1,762,000 | 1,749,000 |
| Securities available for sale | 70,980,000 | 67,502,000 | 64,687,000 | 71,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,962,000 | 273,012,000 | 268,837,000 | 274,061,000 |
| Interest-bearing deposits | 210,352,000 | 204,569,000 | 199,942,000 | 201,403,000 |
| Noninterest-bearing deposits | 66,610,000 | 68,443,000 | 68,895,000 | 72,658,000 |
| Equity capital | 24,866,000 | 25,707,000 | 26,353,000 | 26,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,569,000 | 6,870,000 | 9,207,000 |
| Interest expense | 80,000 | 152,000 | 221,000 | 285,000 |
| Net interest income | 2,219,000 | 4,417,000 | 6,649,000 | 8,922,000 |
| Noninterest income | 1,402,000 | 2,916,000 | 4,470,000 | 5,954,000 |
| Noninterest expense | 3,027,000 | 6,091,000 | 9,121,000 | 12,357,000 |
| Provision for loan losses | 35,000 | 64,000 | 123,000 | 182,000 |
| Pretax income | 554,000 | 1,196,000 | 1,838,000 | 2,300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,196,000 | 1,838,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,106,000 | 22,883,000 | 23,555,000 | 23,598,000 |
| Total capital | 23,912,000 | 24,663,000 | 25,317,000 | 25,347,000 |
| Risk-weighted assets | 177,822,000 | 176,397,000 | 176,425,000 | 179,829,000 |