Call reports 2015
COMMUNITY BANK AND TRUST — 2015
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 313,881,000 | 301,996,000 | 298,013,000 | 306,724,000 |
| Total loans | 154,813,000 | 154,100,000 | 155,088,000 | 151,811,000 |
| Allowance for loan losses | 1,769,000 | 1,715,000 | 1,784,000 | 1,860,000 |
| Securities available for sale | 68,655,000 | 69,220,000 | 69,459,000 | 72,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,905,000 | 264,196,000 | 262,320,000 | 271,380,000 |
| Interest-bearing deposits | 207,447,000 | 200,465,000 | 197,122,000 | 203,642,000 |
| Noninterest-bearing deposits | 65,458,000 | 63,731,000 | 65,198,000 | 67,738,000 |
| Equity capital | 27,288,000 | 25,703,000 | 26,499,000 | 24,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,305,000 | 4,585,000 | 6,887,000 | 9,161,000 |
| Interest expense | 120,000 | 218,000 | 309,000 | 394,000 |
| Net interest income | 2,185,000 | 4,367,000 | 6,578,000 | 8,767,000 |
| Noninterest income | 1,334,000 | 2,953,000 | 4,629,000 | 6,102,000 |
| Noninterest expense | 2,905,000 | 5,853,000 | 8,842,000 | 11,716,000 |
| Provision for loan losses | 25,000 | 25,000 | 131,000 | 271,000 |
| Pretax income | 576,000 | 1,351,000 | 2,143,000 | 2,791,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 575,000 | 1,349,000 | 2,140,000 | 2,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,494,000 | 22,879,000 | 23,661,000 | 21,402,000 |
| Total capital | 26,263,000 | 24,594,000 | 25,445,000 | 23,262,000 |
| Risk-weighted assets | 184,798,000 | 184,665,000 | 185,366,000 | 178,871,000 |