Call reports 2014
COMMUNITY BANK AND TRUST — 2014
What COMMUNITY BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 309,078,000 | 299,347,000 | 296,992,000 | 298,866,000 |
| Total loans | 151,431,000 | 151,451,000 | 150,068,000 | 154,144,000 |
| Allowance for loan losses | 1,774,000 | 1,765,000 | 1,741,000 | 1,751,000 |
| Securities available for sale | 54,199,000 | 60,433,000 | 70,555,000 | 68,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,524,000 | 261,148,000 | 253,834,000 | 256,486,000 |
| Interest-bearing deposits | 204,191,000 | 198,698,000 | 195,852,000 | 195,773,000 |
| Noninterest-bearing deposits | 61,333,000 | 62,450,000 | 57,982,000 | 60,713,000 |
| Equity capital | 27,472,000 | 25,434,000 | 26,017,000 | 26,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,541,000 | 6,810,000 | 9,105,000 |
| Interest expense | 151,000 | 294,000 | 433,000 | 568,000 |
| Net interest income | 2,106,000 | 4,247,000 | 6,377,000 | 8,537,000 |
| Noninterest income | 1,427,000 | 3,174,000 | 4,914,000 | 6,361,000 |
| Noninterest expense | 2,950,000 | 5,770,000 | 8,763,000 | 11,789,000 |
| Provision for loan losses | 38,000 | 76,000 | 214,000 | 264,000 |
| Pretax income | 545,000 | 1,575,000 | 2,314,000 | 2,862,000 |
| Income tax | 4,000 | 9,000 | 12,000 | 12,000 |
| Net income | 541,000 | 1,566,000 | 2,302,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,564,000 | 22,607,000 | 23,321,000 | 23,814,000 |
| Total capital | 26,338,000 | 24,372,000 | 25,062,000 | 25,565,000 |
| Risk-weighted assets | 170,224,000 | 172,521,000 | 173,982,000 | 176,233,000 |