Call reports 2025
WESTERN NATIONAL BANK — 2025
What WESTERN NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,661,000 | 124,876,000 | 128,363,000 | 135,346,000 |
| Total loans | 74,927,000 | 79,296,000 | 82,478,000 | 84,894,000 |
| Allowance for loan losses | 736,000 | 738,000 | 750,000 | 803,000 |
| Securities available for sale | 12,083,000 | 11,178,000 | 11,235,000 | 11,321,000 |
| Securities held to maturity | 8,643,000 | 7,658,000 | 7,674,000 | 7,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,360,000 | 103,616,000 | 106,752,000 | 105,957,000 |
| Interest-bearing deposits | 71,596,000 | 82,067,000 | 71,674,000 | 84,237,000 |
| Noninterest-bearing deposits | 23,764,000 | 21,549,000 | 35,078,000 | 21,720,000 |
| Equity capital | 14,185,000 | 14,459,000 | 14,579,000 | 14,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 3,043,000 | 4,674,000 | 6,393,000 |
| Interest expense | 385,000 | 832,000 | 1,118,000 | 1,787,000 |
| Net interest income | 1,057,000 | 2,211,000 | 3,556,000 | 4,606,000 |
| Noninterest income | 193,000 | 488,000 | 701,000 | 833,000 |
| Noninterest expense | 1,109,000 | 2,250,000 | 3,571,000 | 4,635,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 70,000 |
| Pretax income | 141,000 | 449,000 | 666,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 449,000 | 666,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,456,000 | 11,643,000 | 11,715,000 | 11,583,000 |
| Total capital | — | 12,381,000 | 12,465,000 | 12,386,000 |
| Risk-weighted assets | — | 80,016,000 | 85,578,000 | 81,613,000 |