Call reports 2024
WESTERN NATIONAL BANK — 2024
What WESTERN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,106,000 | 118,180,000 | 121,939,000 | 118,107,000 |
| Total loans | 66,230,000 | 69,216,000 | 72,674,000 | 74,778,000 |
| Allowance for loan losses | 740,000 | 740,000 | 740,000 | 795,000 |
| Securities available for sale | 14,776,000 | 13,783,000 | 14,124,000 | 11,964,000 |
| Securities held to maturity | 14,531,000 | 9,578,000 | 9,604,000 | 8,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,682,000 | 99,198,000 | 104,458,000 | 96,864,000 |
| Interest-bearing deposits | 78,282,000 | 74,624,000 | 79,643,000 | 71,003,000 |
| Noninterest-bearing deposits | 26,400,000 | 24,574,000 | 24,815,000 | 25,861,000 |
| Equity capital | 13,774,000 | 13,525,000 | 14,122,000 | 14,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,614,000 | 4,156,000 | 5,655,000 |
| Interest expense | 420,000 | 871,000 | 1,414,000 | 1,825,000 |
| Net interest income | 873,000 | 1,743,000 | 2,742,000 | 3,830,000 |
| Noninterest income | 114,000 | 235,000 | 429,000 | 574,000 |
| Noninterest expense | 975,000 | 1,980,000 | 2,921,000 | 3,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 12,000 | -2,000 | 250,000 | 456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | -2,000 | 250,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,360,000 | 11,096,000 | 11,348,000 | 11,404,000 |
| Total capital | 12,100,000 | 11,836,000 | 12,088,000 | 12,199,000 |
| Risk-weighted assets | 69,444,000 | 73,407,000 | 76,666,000 | 79,009,000 |