Call reports 2023
WESTERN NATIONAL BANK — 2023
What WESTERN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 122,805,000 | 118,439,000 | 118,588,000 | 121,555,000 |
| Total loans | 71,244,000 | 67,703,000 | 66,690,000 | 66,287,000 |
| Allowance for loan losses | 744,000 | 745,000 | 745,000 | 742,000 |
| Securities available for sale | 21,416,000 | 18,524,000 | 18,364,000 | 12,877,000 |
| Securities held to maturity | 2,895,000 | 2,905,000 | 5,852,000 | 14,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,664,000 | 103,150,000 | 103,197,000 | 105,621,000 |
| Interest-bearing deposits | 78,238,000 | 75,835,000 | 74,820,000 | 77,178,000 |
| Noninterest-bearing deposits | 25,426,000 | 27,314,000 | 28,377,000 | 28,443,000 |
| Equity capital | 14,296,000 | 13,558,000 | 13,416,000 | 13,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,373,000 | 3,716,000 | 5,010,000 |
| Interest expense | 188,000 | 530,000 | 926,000 | 1,435,000 |
| Net interest income | 979,000 | 1,843,000 | 2,790,000 | 3,575,000 |
| Noninterest income | 267,000 | 522,000 | 713,000 | 634,000 |
| Noninterest expense | 1,062,000 | 2,091,000 | 3,200,000 | 3,925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 274,000 | 303,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 274,000 | 303,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,397,000 | 11,438,000 | 11,417,000 | 11,348,000 |
| Total capital | 12,141,000 | 12,183,000 | 12,162,000 | 12,090,000 |
| Risk-weighted assets | 73,324,000 | 70,960,000 | 69,423,000 | 75,256,000 |