Call reports 2022
WESTERN NATIONAL BANK — 2022
What WESTERN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 113,639,000 | 123,846,000 | 127,178,000 | 126,912,000 |
| Total loans | 75,955,000 | 74,911,000 | 72,800,000 | 72,636,000 |
| Allowance for loan losses | 818,000 | 782,000 | 782,000 | 744,000 |
| Securities available for sale | 11,592,000 | 21,598,000 | 21,525,000 | 21,472,000 |
| Securities held to maturity | 56,000 | 50,000 | 43,000 | 2,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,443,000 | 107,873,000 | 111,336,000 | 110,354,000 |
| Interest-bearing deposits | 68,395,000 | 78,723,000 | 80,065,000 | 83,394,000 |
| Noninterest-bearing deposits | 29,049,000 | 29,150,000 | 31,272,000 | 26,960,000 |
| Equity capital | 14,182,000 | 14,083,000 | 14,022,000 | 14,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,023,000 | 3,112,000 | 4,292,000 |
| Interest expense | 73,000 | 168,000 | 313,000 | 505,000 |
| Net interest income | 926,000 | 1,855,000 | 2,799,000 | 3,787,000 |
| Noninterest income | 157,000 | 292,000 | 420,000 | 541,000 |
| Noninterest expense | 1,013,000 | 2,086,000 | 3,153,000 | 4,112,000 |
| Provision for loan losses | 0 | 0 | 0 | -35,000 |
| Pretax income | 70,000 | 61,000 | 66,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 61,000 | 66,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,267,000 | 11,182,000 | 11,128,000 | 11,282,000 |
| Total capital | 12,085,000 | 11,964,000 | 11,910,000 | 12,026,000 |
| Risk-weighted assets | 76,814,000 | 76,735,000 | 76,046,000 | 75,534,000 |