Call reports 2021
WESTERN NATIONAL BANK — 2021
What WESTERN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,192,000 | 138,978,000 | 123,433,000 | 115,328,000 |
| Total loans | 81,528,000 | 78,918,000 | 79,942,000 | 75,802,000 |
| Allowance for loan losses | 820,000 | 818,000 | 820,000 | 819,000 |
| Securities available for sale | 7,923,000 | 10,336,000 | 10,249,000 | 12,705,000 |
| Securities held to maturity | 86,000 | 77,000 | 70,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,901,000 | 122,901,000 | 107,321,000 | 98,698,000 |
| Interest-bearing deposits | 79,651,000 | 93,618,000 | 76,900,000 | 69,476,000 |
| Noninterest-bearing deposits | 28,251,000 | 29,283,000 | 30,421,000 | 29,222,000 |
| Equity capital | 14,317,000 | 14,186,000 | 14,185,000 | 14,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,107,000 | 3,189,000 | 4,198,000 |
| Interest expense | 99,000 | 183,000 | 264,000 | 336,000 |
| Net interest income | 976,000 | 1,924,000 | 2,925,000 | 3,862,000 |
| Noninterest income | 316,000 | 581,000 | 777,000 | 1,091,000 |
| Noninterest expense | 1,035,000 | 2,125,000 | 3,171,000 | 4,348,000 |
| Provision for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Pretax income | 219,000 | 342,000 | 493,000 | 567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 342,000 | 493,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,372,000 | 11,246,000 | 11,246,000 | 11,321,000 |
| Total capital | 12,192,000 | 12,064,000 | 12,066,000 | 12,140,000 |
| Risk-weighted assets | 82,384,000 | 81,599,000 | 78,086,000 | 75,383,000 |