Call reports 2020
WESTERN NATIONAL BANK — 2020
What WESTERN NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,231,000 | 117,133,000 | 119,969,000 | 112,351,000 |
| Total loans | 81,873,000 | 83,285,000 | 82,475,000 | 79,261,000 |
| Allowance for loan losses | 744,000 | 773,000 | 781,000 | 785,000 |
| Securities available for sale | 1,337,000 | 1,233,000 | 1,117,000 | 5,015,000 |
| Securities held to maturity | 126,000 | 116,000 | 106,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,254,000 | 93,115,000 | 95,993,000 | 94,225,000 |
| Interest-bearing deposits | 69,164,000 | 66,150,000 | 68,991,000 | 69,438,000 |
| Noninterest-bearing deposits | 20,090,000 | 26,965,000 | 27,003,000 | 24,787,000 |
| Equity capital | 13,995,000 | 14,028,000 | 13,954,000 | 14,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,518,000 | 3,665,000 | 4,736,000 |
| Interest expense | 202,000 | 369,000 | 521,000 | 642,000 |
| Net interest income | 1,065,000 | 2,149,000 | 3,144,000 | 4,094,000 |
| Noninterest income | 132,000 | 294,000 | 558,000 | 1,166,000 |
| Noninterest expense | 952,000 | 1,927,000 | 3,025,000 | 4,152,000 |
| Provision for loan losses | 21,000 | 78,000 | 99,000 | 99,000 |
| Pretax income | 224,000 | 438,000 | 578,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 438,000 | 578,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,072,000 | 11,087,000 | 11,006,000 | 11,303,000 |
| Total capital | 11,816,000 | 11,860,000 | 11,787,000 | 12,088,000 |
| Risk-weighted assets | 76,950,000 | 75,809,000 | 78,648,000 | 75,102,000 |